by: Caroline Blair <br /><br /><br />Secure Payment Gateway and the encryption system go hand in hand in <br />determining the whole payment processing. Without it, merchants will be <br />surprised at pitfalls of not having such a neat system in their provider. <br /><br />This encryption is used to Secure Internet Transactions. It is performed <br />with the use of an SSL socket Layer Encryption Technology. When the <br />customer pays his online purchase with the use of a credit card, the web <br />browser automatically opens a secure connection found on the websites <br />host secure server. <br /><br />Then, the url will change from "http:" to "https:" indicating that the <br />server being used is protected. you happen to observe, a padlock will <br />appear at the bottom right of the page which will tell you that all form <br />of data will be encrypted for transmission. <br /><br />With Secure payment Gateway and the encryption system, data like the <br />customer's credit card and or check information will be uploaded along <br />with the order information and all pertinent data from the customer. <br />While this is going on, a transaction will be completed with the <br />merchant's merchant account number and PIN and eventually be sent to the <br />Gateway's Secure Server. <br /><br /><br /><em>(Caroline Blair, a native from Boston, has effectively lectured on the <br />“Importance of Secure Payment Gateways to today's web wondering <br />Entrepreneur”and has deemed a significant amount of praise for her <br />contribution to Cambridge Business Students by raising the bar in terms <br />of Risk Management Modules and eCommerce importance)<br /></em>